Most people have never once seen their whole financial picture, let alone their future. Throughline draws it as a single continuous line: where you are, the age you become work-optional, whether the money lasts, and what is coming. Clarity where there was fog.
A map you look at once goes stale. Throughline includes a daily steward, an agent that watches your plan for you, notices what changed, and surfaces the one thing that needs your attention. It never nags. It is the difference between a snapshot and a hand on the tiller.
Budgeting apps stop at last month. Throughline goes where the real money is: multi-year tax planning, estate exposure, your business and its sale, your equity compensation, and whether to move. All worked out from your own data, not from forms you fill in. The kind of thing a good advisor would tell you, without the gatekeeping.
Move a few key levers and watch your entire future move. This is the moment it becomes yours: not a report you receive, but a wheel you steer. Change nothing, take the certain wins, or make the big moves, and see exactly what each does.
Throughline does not sell your data and does not funnel you into products. When it points you toward a move, it is never secretly selling you something. In a field full of conflicted models, being genuinely on your side is rare, and it is the whole point.
Trackers show last month. Do-it-yourself models go stale the day you build them. Advisor tools are powerful but locked away and expensive. Throughline is the only one that is living, deep, built from your data, and on your side, all at once.
| What you get | Trackers | DIY models | Advisor tools | Throughline |
|---|---|---|---|---|
| Living and current | Yes | No | Partly | Yes |
| Whole-life depth (tax, estate, equity, business) | No | Partly | Yes | Yes |
| Built from your data, not forms | Yes | No | No | Yes |
| On your side, not selling you | Varies | Yes | Varies | Yes |
| For everyone, free to see | No | Yes | No | Yes |
Throughline began with a personal decision: a life with less income and more happiness, and the need to be sure it would work. After years of mapping that future by hand, in spreadsheets and manual calculations, the founder turned those models into personal freedom, and then into Throughline, so anyone can import their data and find their answer in minutes.
No long questionnaires. Connect, bring, or enter your data, and Throughline assembles your whole picture and keeps it current.
Connect, import, or enter it once.
Your whole future, drawn as one living line.
Move a few levers and watch it change.
Your daily Steward keeps it true and tells you what needs you.
Throughline reconciles every account into a single, current view, and records where each number came from, so nothing is guessed and you can always see the source.
From that picture it projects your finances across your whole life, finds the age you become work-optional, and tests whether the money lasts, updating on its own as your data changes.
Every plan shows three: change nothing, take the certain wins like spending, tax, savings and a domestic move, or make the big moves like your equity, an international move, and high-leverage tax. You see exactly what each one does to your future.
Multi-year tax, estate exposure, your business and its sale, your equity compensation, and whether to move, all worked out from your own numbers rather than a questionnaire.
An agent re-checks your plan each day, surfaces the one thing that needs your attention, and stays quiet the rest of the time. A hand on the tiller, not another feed.
Every figure traces back to your data and the assumptions behind it, so you can trust what you see and bring it to a professional with confidence.
You bring your data, see your whole life as one line, and steer it yourself. No product is ever pushed, your data is never sold, and you are handed to a professional only when you ask or clearly need one.
If your firm uses Throughline, the same living plan is shared with your advisor, with your consent, scoped to exactly what you allow, and revocable in one step. They see a summary and can propose a move. They never execute. You stay at the controls.
Used together it is one shared plan: your advisor proposes, you approve, and tasks are visible to you both. If you ever part ways, your plan stays yours and their access ends. Collaboration, with you still holding the wheel.
Throughline finds the age you could stop working and shows, in years and in dollars, what each move does to it. For most people it is the number they have never once seen.
An agent re-derives your plan daily, notices what changed, and surfaces the single thing that needs you. Quiet the rest of the time, anti-nag by design.
Multi-year tax, estate, equity, your business, and whether to move, all worked out from your own numbers rather than a form you fill in.
Thorough by design. The essentials go deep; here is the full range, grouped.
A living plan and a daily report right away, not after weeks of setup.
Real, derived sample lives, from the lowest earners to the highest, each with the full asset picture. Open one to see the whole Lifeline the way a member would. No signup.
Seeing your own Lifeline is free during the invitation-only preview. Pricing for ongoing stewardship and for firms will be published before any paid feature opens, and nothing is ever charged without your clear, separate agreement.
Clients pay for a relationship, and most of the value, the deep tax, estate, business, and equity work, either gets referred out or never happens. Meanwhile your planning tools are static, advisor-only, and slow to produce. Throughline closes that gap.
The same deep plan, shared between you and each client, updated on its own, watched daily by a steward. Built from data, not hand-entered by a paraplanner, so it stays current and cuts production time.
One view aggregates every client's plan: the quantified opportunity, who is drifting off track, who has an unaddressed tax, estate, equity, or business decision, and where the next conversation should be. Stop guessing where the value is.
When a client needs a specialist, an accountant, an estate attorney, an insurance or lending professional, a business-sale advisor, Throughline hands them off with the analysis and the questions already done. Every handoff becomes a value channel and a referral edge.
For a representative six-advisor, six-hundred-client firm, Throughline creates on the order of $200,000 a year in value, through better retention, expanded scope, new clients, time saved, and captured book opportunity, for a license of about $18,000 to $24,000 a year. These are estimates, worth verifying against your own book. Leading advisor portals charge several times more per client for a shallower experience.
Co-brand or white-label the experience so your clients see your firm. The advisor views are summaries and drill-downs of the same client plan, so your product can never drift from the client's, and it improves automatically as the plan improves.
We are opening to a small number of founding firms, starting in Colorado. Founding firms get an onboarding period at no cost, founding pricing locked for the life of the account, a hand in shaping the product, and priority support. Limited in number and time.
Throughline is built on a neutral model. We do not sell your data, and we do not funnel you into products. Our only job is to be on your side.
We make money from fair subscriptions and from firms, never from selling your information or steering you into products for a cut. When Throughline suggests a move, it is because it is good for you, not because someone paid for the placement.
You choose how your data comes in, you can use a private path that keeps it in your own account, and you can disconnect at any time. Any connection to an advisor is opt-in and revocable in one step.
Financial data demands real care, and we treat security and privacy as a first priority, not an afterthought. We will describe our specific safeguards here as they are in place, and we will not claim protections we have not yet earned.
Everything Throughline shows you is information to help you plan and to bring to a professional. It is not personalized financial, tax, legal, or investment advice, and it is never a guarantee of an outcome.
Throughline provides general financial information and projections derived from the data you provide. It is not financial, investment, tax, or legal advice. Figures are estimates, not guarantees.