Life Architect · Equity Decoder

Before you sign — what is this equity really worth to your life?

The company modeled exactly what your grant is worth. You got a PDF and a deadline. Enter the terms below and see what it means for the age you could stop working — and what to consider asking for.

Private by design — everything is computed in your browser. Nothing is uploaded or stored.

The grant

Type

Shares / units

Strike price ($/share)

0 for RSUs

Cliff (months)

Total vesting (years)

Private co. (double-trigger)?

Expected share price at exit — low / likely / high ($)

Your honest guess at what a share could sell for. The decoder does the rest.

You (for the Lifeline impact)

Age

Take-home pay ($/yr)

Savings + investments today ($)

Spending ($/mo)

Goal: stop working by age

Tax on the gain (%)

What this grant is worth

Exit price	Vested at exit	Gross	After tax

What it means for your Lifeline

An estimate using the 4% rule on your numbers — connect your full plan for the exact year. It shows the direction and scale: what this offer buys you.

Suggestions for consideration

For your consideration only — not legal or financial advice.

Estimates are illustrative, based on the terms and prices you entered, and depend on assumptions (taxes, growth, liquidity timing). They are not legal, tax, or financial advice. For options, exact tax treatment (ordinary income vs. AMT vs. capital gains) depends on your grant and holding period — confirm with a professional before acting.